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1. Why is it Important to Have Car Insurance?
Some people think that by not having car insurance that they are saving themselves a monthly
bill. Truth is, if you choose to not have car insurance Sherman Oaks residents say it will cost
you more in the long run. If anything were to happen to your car and you were to not have car
insurance, then you are going to have to figure out how to fix the damages out of your own
pocket. Sherman Oaks auto insurance brokers give several reasons why car insurance is an
important thing to have if you plan on driving a vehicle.
First of all, having car insurance is the law. In order to be legal while driving in most states you
need to have bodily injury and property damage liability coverage. Compare the cost of car
insurance to repeatedly getting pulled over and having to go to court and pay tickets, fines, and
towing fees. Having car insurance is by far the better option.
Also, if you are driving a car it is most likely that you worked long and hard to save your money
to purchase that vehicle. Imagine in one day having all that taken away from you all because you
chose to not cover your investment. Another case could be that your car is stolen or vandalized.
Even though these situations are out of our hand, without car insurance there is nothing that can
be done to fix it accept for pay the dues out of your own pocket,
If you happen to get into a car accident that results in the bodily harm of the other person, there
is a chance that they could sue you. If you do not have liability coverage you could face financial
turmoil. Ensuring that you have adequate coverage on your vehicle, you can trust that in this
situation, your liability coverage will pay for your legal defense and keep you personal items
from liquidation.
If you are a family with one car, or a person that has no other mode of transportation car
insurance should be the first thing that you look into after finalizing your auto loan. Imagine if
something were to happen to your car and you had no mode of transportation to work. Is not
having car insurance really worth losing your job? Some insurance companies will actually
provide you with a rental car in the case that yours is out of commission.

2. All in all, having car insurance is extremely important. Not only is it the law that you need to
have car insurance to operate a vehicle, but having car insurance can ultimately save you a lot of
money. Don’t be held liable for damage to your car, find a professional insurance agency that
can help you find the type of car insurance that is right for you.
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