As individuals we are all subject to having a credit rating or credit score and this information is gathered and formulated thanks to the Credit Reference Agencies. Our score will be directly reflective of our previous and current performance regarding credit based commitments.
3. If you are in need of a little spare money, there are thankfully a number of
different options which can be considered. There can be times in life with
through no fault of our own, we face an unexpected cost or bill. Whether
this is as a result of a broken down car or an emergency pet bill for
example, these are the sorts of costs which effectively ‘creep up’ on us from
time to time. It is often difficult to plan for these type of costs because the
reality is, we have no idea when they are going to occur. The good news is
that such costs are usually on a one-off basis and all being well do not
highlight the need for a new on-going financial concern.
5. Take for example a broken car, most of
us who own a vehicle will sadly find at
one point or another that it will need a
form of repair. Whether it’s a flat tyre
or something engine related, it is often
true to say that the cost involved needs
to be given immediate attention. So for
those of us who find ourselves in a
position where we need to cover a cost
7. How to contact us?
Email: info@trueblueloans.co.uk
By Post: Fidelity Works Ltd
T/A True Blue Loans, 1, Forbes Business Centre, Kempson Way, Bury St Edmunds,
IP32 7AR
Tel: 01284 724651 (We CANNOT take applications over the phone - ALL
application must be made online)
We can be contacted between 9am and 5pm Monday to Friday.
We will do our best to answer any question or concern as soon as possible. We are
a direct lender and there are NO FEES to apply.
If you wish to make a payment direct into our bank account please use the details
below.
It is really important that you use your reference number as it will be the only way
we can identify that the payment came from you!
9. Short termloansfrom Short TermLoans
At Short Term Loans, we like to keep things simple. We don’t try
and force you in to a ‘one size fits all’ product because you’re not
the same. Instead, we offer products to fit the different situations
that life can throw at you.
We offer loans which are instalment-based and are repaid when
your salary is paid into your bank account, whether that is weekly
or monthly, in order to help you manage your money.
10. What is a short-term loan?
A short-term loan is a cash loan that you pay
back in instalments, usually within a year.
Whether your boiler’s on the blink, your car
won’t start or you just find yourself in a
sticky situation, short-term loans are great if
you need a relatively small amount of cash,
quickly.
Typically, people take out a short-term loan:
For emergencies.
To tide them over.
If they go overdrawn.
11. How do Short Term Loans work?
After taking out a short-term loan,
you’d pay it back in regular
instalments, usually between 3 months
and a year. Note that, usually, the
longer your borrowing window the
more you’d end up paying back in the
long run.
12. Are short-term loans safe?
Generally speaking, yes. Two things to note:
Always take out a short-term loan from a responsible, reputable lender – one who’ll carry out credit and affordability checks
and only approve people they’re comfortable can repay.
And always be honest about your financial position. If you’re unsure that you’ll struggle to pay back the loan, don’t apply for
it.
13. Choosing the True Blue Loans that’s right for you
The True Blue Loans market is full of lenders. To choose the short-term loan
provider that’s right for you, think about:
Annual percentage rates (APRs).
Additional fees.
Are interest rates fixed, or could they change?
Can you change the payment schedule?