2. PHASES OF LIFE
Day 1 to 21 22 Years to 55 Aged 56 and
Years Old Years Old Above
GROWING STAGE WORKING STAGE RETIREMENT STAGE
• Working long • Old age
No worries
hours • Jobless
Fully supported
• Worries about • Still facing inflation
by parents your family • Unavoidable medical
• Paying for expenses
mortgages, • Worry about support
installments, from children
children’s
education, food
and clothing
• Facing Inflation
BE PREPARED!!!
3.
4. Why do we study?
Nursery – 3 years Parents Expenses:
Elementary – 6 Worth Thousands
years and Millions
High School – 4
years
College – 4 years
MBA ?
• EMPLOYMENT at
PhD? Php10,000/month
More than 14 years of
study
6. Gastos? Negosyo!!
TV Stocks
VCD Real Estate
Refrigerator Money Market
Cellphone Insurance
Furnitures Business Kit
7. Word Of Mouth Advertisement?
Fast Food
Movie
SM
Robinson’s Place Do You Earn Profit?
Starbucks
Amusement
Parks
8. Sipag + Tiyaga = Nilaga
(Balut Vendor, PUV Driver, MagtaTAHO, Ordinary Employees)
Sipag + Tiyaga + Determinasyon + Sistema = Success
(Lucio Tan, Henry Sy, Ray Kroc of Mcdo, Tony Tan of Jollibee, Networkers, etc.)
Income Time Result
Php10K x 12 mos. X 40 Years = Php4.8 Million
Php100k x 12 mos. X 4 Years = Php4.8 Million
36 yrs
9. The Power of Multiplication
Formula to be Rich
Multiplication – manpower, time
I would rather earn or have 1% from
the effort of 100 people rather than
100% from my own effort!
~~ JOHN PAUL GETTY
10. “Kapag ipinanganak ka na
mahirap, di mo kasalanan pero
mamatay na mahirap,
kasalanan mo na yan” –
Antonio Villegas (Former
Manila City Mayor)
20 years old, 40 years of
employment at the age of 60?
Mayaman na ba?
11. Jeremiah 29:11
For I know well the plans I have
in mind for you, says the LORD,
plans for your welfare, not for
woe! plans to give you a future
full of hope”.