MSC Malaysia Industry Dialogue Financing ICT SMEs & Micro SMEs 8 April 2010 Berjaya Hotel & Convention Center, KL Hisham Ismail, Assistant Vice President of Credit Marketing, Malaysia Debt Venture Berhad

1. MDV CORPORATE PRESENTATION

2. 1 Introduction When, What & Who MDV Finances 2 How MDV is different 3 Process & Requirements 4 Closing Remarks 5

3. Chapter 1 Introduction

4. Background Chapter 1

5. Chapter 1 High Risk Nation Building High Risk High Returns Venture Capital High Risk Development Agencies Incubators Low Risk Nation Building Low Risk High Returns FINANCING GAP Risk Portfolio Development FIs Commercial Banks Low Risk Nation Building Profit Maximisation Business Objectives MDV in the Financing Ecosystem

6. Vision & Mission Chapter 1

7. 1 Introduction When, What & Who MDV Finances 2 How MDV is different 3 Process & Requirements 4 Closing Remarks 5

8. Chapter 2 When, What & Who MDV Finances

10. Subject to Single Customer Limit

11. Up to the lower of 85% of the contract value or Actual Cost

13. Malaysian companies* that PROCURE high value added ICT solutions

14. Malaysian companies* that PROVIDE GOODS to ICT companies for producing high value added ICT products

15. Malaysian shareholding required

16. Not necessarily ICT companies

17. Malaysian* Commercial Stage Biotechnology and Life Sciences companies that are involved in MDV’s Focus Areas

19. When MDV can finance Chapter 2 MDV (Loans) Grants Expansion Stage Set Up (Initiation Stage) Incubator (Equity) Venture Capital (Equity) Banks (Loans) Commercialisation

20. What MDV Currently Offers Chapter 2

21. 1 Introduction When, What & Who MDV Finances 2 How MDV is different 3 Process & Requirements 4 Closing Remarks 5

22. Chapter 3 How MDV is Different

24. Value added services beyond lending - Advisory, Networking, Business Development & Support Services

25. Dedicated team with comprehensive ICT andbiotechnology background & knowledge

26. Fixed Interest Rates (7 to 8% p.a.), on Daily Rest for Conventional Loans. Competitive Profit Rates (Islamic Financing)

27. Key collateral assignment of contract proceeds

28. Flexible repayment terms up to 5 years for ICT and 10 years for Biotechnology – according to cashflow

29. MDV offers loans, and does not invest in equity

30. No dilution- maximise shareholders value

31. Customer retain controlover management

32. Independentof company valuation or stock market condition

33. Company retains full Intellectual Property

34. Clear exit: Loan Repayment

36. Chapter 4 Processes & Requirements

37. Our Criteria Chapter 4

38. Overview of MDV Processes Chapter 4 Decision Pre-Assessment & Support Pre-Due Diligence & Due Diligence Documentation First Drawdown & Disbursement Fulfillment of CP & Execution of Security Documents Facilities Agreement & Security Documents Discussion & Application Support Assessment & Evaluation Approval Issuance of Letter of Offer Submission of Application Disbursement

39. Cost of Application Chapter 4

40. 1 Introduction When, What & Who MDV Finances 2 How MDV is different 3 Process & Requirements 4 Closing Remarks 5

41. Chapter 5 Closing Remarks

42. MDV Value Proposition Chapter 5