Synopsis
The report provides in depth market analysis, information and insights into the Hungarian personal accident and health insurance segment, including:
The Hungarian personal accident and health insurance segment’s growth prospects by insurance categories
Key trends and drivers for the personal accident and health insurance segment
The various distribution channels in the Hungarian personal accident and health insurance segment
Detailed competitive landscape in the personal accident and health insurance segment in Hungary
A description of the personal accident and health reinsurance segment in Hungary
Porter's Five Forces Analysis of the personal accident and health insurance segment
Browse Full Report With TOC At : http://www.researchmoz.us/personal-accident-and-health-insurance-in-hungary-key-trends-and-opportunities-to-2017-report.html
Executive summary
The Hungarian personal accident and health insurance segment expanded at a review-period CAGR. The segment is dominated by the personal accident category which accounted for 70.5% of the segment’s gross written premiums in 2012. Travel insurance was supported by an increase in tourism in the country and recovery in the business environment. Unlike the life and non-life segments, the Hungarian personal accident and health insurance segment recorded consistent growth during the review period, driven by the aging population and rising awareness of the benefits of private health insurance.
Politika: Šta Rumunija preduzima da zaštiti javni govor na internetu - tekst Jelene Kavaje nastao tokom posete Bukureštu, u okviru projekta "Medijske posete Evropskoj uniji".
Executive summary of knowledge exchange processes in KEEN projects, funded by the European Regional Development Fund and managed by the University of Wolverhampton
Un pequeño resumen de mi presentación sobre cambio organizacional. Es imprescindible en la sesión verlo con casos prácticos. Para el caso del sector público recomiendo usar el caso "La Policía de Nueva York". Para empresas hay muchos casos, nacionales e internacionales, interesantísimos y que dan mucho juego en el aula.
Success Stories In MEP Engineering Project DeliveryNewforma
In mechanical, electrical, and plumbing engineering companies across the country, engineers are distracted from their real work. Instead, they’re managing email, logging submittals and RFIs, keeping track of file transfers, compiling and managing punch lists, and more.
If you’re charged with making sure your teams are operating at maximum effectiveness – and are motivated to do their best work – look into Newforma today.
VIDEOJUEGOS Y EDUCACIÓN. RECURSOS PARA LA ENSEÑANZA DE LA HISTORIADiego Sobrino López
Desde hace algunos años, las publicaciones de didáctica incluyen títulos en el que se analizan los usos educativos de algunos videojuegos. En este post analizamos algunas posibilidades para la enseñanza de la historia http://diegosobrino.com/2015/10/18/videojuegos-y-educacion-recursos-para-las-clases-de-historia/
Researchmoz | Dermatology Partnering Terms And AgreementsQYResearchReports
http://www.researchmoz.us/dermatology-partnering-terms-and-agreements-report.html
Dermatology Partnering Terms and Agreements report provides a detailed understanding and analysis of how and why companies enter dermatology partnering deals. The majority of deals are discovery, preclinical or development stage whereby the licensee obtains a right or an option right tlicense the licensors dermatology technology. These deals tend tbe multicomponent, starting with collaborative R&D, and commercialization of outcomes.
This report provides details of the latest dermatology deals and contracts announced in the healthcare sectors.
Understanding the flexibility of a prospective partner’s negotiated deals terms provides critical insight intthe negotiation process in terms of what you can expect tachieve during the negotiation of terms. Whilst many smaller companies will be seeking details of the payments clauses, the devil is in the detail in terms of how payments are triggered – contract documents provide this insight where press releases and databases dnot.
http://www.researchmoz.us/the-mobile-device-security-bible-2014-2020-report.html
“The Mobile Device & Network Security Bible”, this report presents in-depth assessment of the global mobile device security market. The report focuses on the
following two submarkets:
Mobile Device Client Security Software:
Anti-Malware/Anti-Virus Client Software
Back Up & Restore Software
Privacy Protection Software
Mobile VPN Client Software
Remote Locking Software
The pensions landscape is changing. Older people are set to work for longer and delay their annuity purchase and younger people are facing a future of inadequate pension savings. Increased flexibility as well as more education and advice around annuity products – particularly non-standard annuity products – is required in order to better equip consumers to make annuity decisions.
View TOC and Detail Report At : http://www.researchmoz.us/annuities-uk-august-2013-report.html
Politika: Šta Rumunija preduzima da zaštiti javni govor na internetu - tekst Jelene Kavaje nastao tokom posete Bukureštu, u okviru projekta "Medijske posete Evropskoj uniji".
Executive summary of knowledge exchange processes in KEEN projects, funded by the European Regional Development Fund and managed by the University of Wolverhampton
Un pequeño resumen de mi presentación sobre cambio organizacional. Es imprescindible en la sesión verlo con casos prácticos. Para el caso del sector público recomiendo usar el caso "La Policía de Nueva York". Para empresas hay muchos casos, nacionales e internacionales, interesantísimos y que dan mucho juego en el aula.
Success Stories In MEP Engineering Project DeliveryNewforma
In mechanical, electrical, and plumbing engineering companies across the country, engineers are distracted from their real work. Instead, they’re managing email, logging submittals and RFIs, keeping track of file transfers, compiling and managing punch lists, and more.
If you’re charged with making sure your teams are operating at maximum effectiveness – and are motivated to do their best work – look into Newforma today.
VIDEOJUEGOS Y EDUCACIÓN. RECURSOS PARA LA ENSEÑANZA DE LA HISTORIADiego Sobrino López
Desde hace algunos años, las publicaciones de didáctica incluyen títulos en el que se analizan los usos educativos de algunos videojuegos. En este post analizamos algunas posibilidades para la enseñanza de la historia http://diegosobrino.com/2015/10/18/videojuegos-y-educacion-recursos-para-las-clases-de-historia/
Researchmoz | Dermatology Partnering Terms And AgreementsQYResearchReports
http://www.researchmoz.us/dermatology-partnering-terms-and-agreements-report.html
Dermatology Partnering Terms and Agreements report provides a detailed understanding and analysis of how and why companies enter dermatology partnering deals. The majority of deals are discovery, preclinical or development stage whereby the licensee obtains a right or an option right tlicense the licensors dermatology technology. These deals tend tbe multicomponent, starting with collaborative R&D, and commercialization of outcomes.
This report provides details of the latest dermatology deals and contracts announced in the healthcare sectors.
Understanding the flexibility of a prospective partner’s negotiated deals terms provides critical insight intthe negotiation process in terms of what you can expect tachieve during the negotiation of terms. Whilst many smaller companies will be seeking details of the payments clauses, the devil is in the detail in terms of how payments are triggered – contract documents provide this insight where press releases and databases dnot.
http://www.researchmoz.us/the-mobile-device-security-bible-2014-2020-report.html
“The Mobile Device & Network Security Bible”, this report presents in-depth assessment of the global mobile device security market. The report focuses on the
following two submarkets:
Mobile Device Client Security Software:
Anti-Malware/Anti-Virus Client Software
Back Up & Restore Software
Privacy Protection Software
Mobile VPN Client Software
Remote Locking Software
The pensions landscape is changing. Older people are set to work for longer and delay their annuity purchase and younger people are facing a future of inadequate pension savings. Increased flexibility as well as more education and advice around annuity products – particularly non-standard annuity products – is required in order to better equip consumers to make annuity decisions.
View TOC and Detail Report At : http://www.researchmoz.us/annuities-uk-august-2013-report.html
Average spend per head on underwear remains low, as a result of the wide availability of low-priced pants and bras, the popularity of multipacks and half of consumers only buying new items when their old ones have worn out.
ResearchMoz - Polymerase chain reaction (pcr) in medical application an analy...QYResearchReports
Researchmoz presents this most up-to-date research on " ResearchMoz - Polymerase chain reaction (pcr) in medical application an analytical report, 2009-2015 ". The report focuses primarily on quantitative market metrics in
order to characterize the growth and evolution.
he global PCR market is projected to reach around US$27.4 billion by 2015, with a Compounded Annual Growth Rate (CAGR) of 13.9% for the analysis period, 2009-2015. North America is estimated as the largest market with a market share of 40% of global market and projects US$10.7 billion by end-2010. Europe and Asia-Pacific together account for more than 50% of the global market share. Interestingly, Latin America is seen as the fastest growing market with a CAGR of 14.8%, to worth around US$1.3 billion in 2015.
In order to remain competitive, supermarket and hypermarket chains are developing new store formats to suit differing local market needs, and are adapting their product and service offerings to differentiate themselves from their competitors.
Encouraging people to trade up is the biggest challenge facing the household cleaning equipment market, as most people see these products as staple, need-driven purchases that they do not want to pay more than they have to for. Brands need to encourage consumers to shift some of their focus away from ‘lowest price’ to looking for better value in terms of longer-lasting...
Lower-alcohol drinks tend to be cheaper, because of lower taxation, and are often lower calorie. Both factors should make them attractive to people drinking at home, helping to retain users at a time when people are cutting back on spend.
Mobile Value-added Service (VAS) applications represent a key aspect to the ongoing success of mobile network operators and everyone in the mobile communications value chain. With core services, such as bear voice and data communications becoming commodity offerings, wireless service providers are dependent on VAS applications to drive additional revenue and improved margins.
Successfully Accessing Medical Equipment Markets in CIVETS Available on Rese...QYResearchReports
The short-lived positron-emitting isotopes used in PET imaging are generally produced in a cyclotron and then synthesised on-site before patient administration. Although not requiring the use of a nuclear reactor, this limits the use of PET imaging to centres with access to a cyclotron and synthesis equipment. Therefore, a major development is the recent availability of smaller and cheaper cyclotrons which are designed to produce C-11 and F-18 isotopes economically and on-demand, without the need for radiochemistry or PET accelerator expertise.
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PD ARRAY THEORY FOR INTERMEDIATE (1).pdfJerrySMaliki
Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges.
Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
PD array is the distinction between Premium to Discount inside that
dealing range including the array list inside the two ranges. Dealing range is the new trading range formed after buyside and sale side
is taken.
is it possible to sell pi network coin in 2024.DOT TECH
If you are in urgent need to do something which requires money. And you want to sell your pi network coins. I would advise you sell a portion of it Not all , so you can still cash out big when it's launched later. I will leave the telegram contact of my personal pi vendor.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
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#vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins in Canada, Uk and AustraliaDOT TECH
If you are interested in selling your pi coins in Canada, UK or any other country in the world, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇
@Pi_vendor_247
#pi network
#pi coins
#pi
#money
#passive income.
Yeah. The safest way you can sell your locked pi coins right now is through face to face trade. Or you find a legit merchant/vendor and make sure he is trusted before you trade with him/her.
A vendor is someone who buys pi coins and resell them to investors looking forward to hold large quantities of pi coins till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
#sellpicoins
#pi network
#pi
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how can I transfer pi coins to someone in a different country.DOT TECH
The answer is yes.
You can easily transfer pi network coins to any user in any country. All the receiver needs is the kyc verified and mainnet approved wallet to recieve the coins.
How to sell pi coins?
If you are looking forward to sell. I will leave the telegram contact of my personal pi vendor:
@Pi_vendor_247
Resume
• Real GDP growth slowed down due to problems with access to electricity caused by the destruction of manoeuvrable electricity generation by Russian drones and missiles.
• Exports and imports continued growing due to better logistics through the Ukrainian sea corridor and road. Polish farmers and drivers stopped blocking borders at the end of April.
• In April, both the Tax and Customs Services over-executed the revenue plan. Moreover, the NBU transferred twice the planned profit to the budget.
• The European side approved the Ukraine Plan, which the government adopted to determine indicators for the Ukraine Facility. That approval will allow Ukraine to receive a EUR 1.9 bn loan from the EU in May. At the same time, the EU provided Ukraine with a EUR 1.5 bn loan in April, as the government fulfilled five indicators under the Ukraine Plan.
• The USA has finally approved an aid package for Ukraine, which includes USD 7.8 bn of budget support; however, the conditions and timing of the assistance are still unknown.
• As in March, annual consumer inflation amounted to 3.2% yoy in April.
• At the April monetary policy meeting, the NBU again reduced the key policy rate from 14.5% to 13.5% per annum.
• Over the past four weeks, the hryvnia exchange rate has stabilized in the UAH 39-40 per USD range.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Personal Accident and Health Insurance in Hungary, Key Trends and Opportunities to 2017 - Researchmoz
1. Personal Accident and Health Insurance in Hungary, Key Trends and Opportunities to 2017
Synopsis
The report provides in depth market analysis, information and insights into the Hungarian personal accident
and health insurance segment, including:
The Hungarian personal accident and health insurance segment’s growth prospects by insurance
categories Key trends and drivers for the personal accident and health insurance segment The various
distribution channels in the Hungarian personal accident and health insurance segment Detailed competitive
landscape in the personal accident and health insurance segment in Hungary A description of the personal
accident and health reinsurance segment in Hungary Porter's Five Forces Analysis of the personal accident and
health insurance segment
Executive summary
The Hungarian personal accident and health insurance segment expanded at a review-period CAGR. The
segment is dominated by the personal accident category which accounted for 70.5% of the segment’s
gross written premiums in 2012. Travel insurance was supported by an increase in tourism in the country and
recovery in the business environment. Unlike the life and non-life segments, the Hungarian personal accident
and health insurance segment recorded consistent growth during the review period, driven by the aging
population and rising awareness of the benefits of private health insurance.
Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in
Hungary:
It provides historical values for Hungary's personal accident and health insurance segment for the
report’s 2008–2012 review period and forecast figures for the 2012–2017 forecast period
It offers a detailed analysis of the key sub-segments in Hungary's personal accident and health insurance
segment, along with market forecasts until 2017 It covers an exhaustive list of parameters including written
premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets,
total investment income and retentions It analyses the various distribution channels for personal accident and
health insurance products in Hungary Using Porter’s industry-standard “Five Forces”
analysis, it details the competitive landscape in Hungary for the personal accident and health insurance
segment It provides a detailed analysis of the reinsurance segment in Hungary and its growth prospects It
profiles the top personal accident and health insurance companies in Hungary and outlines the key regulations
affecting them
Reasons to buy
Make strategic business decisions using in depth historic and forecast market data related to the Hungarian
personal accident and health insurance segment and each category within it Understand the demand-side
dynamics, key market trends and growth opportunities within the Hungarian personal accident and health
insurance segment Assess the competitive dynamics in the personal accident and health insurance segment,
along with the reinsurance segment Identify the growth opportunities and market dynamics within key product
categories Gain insights into key regulations governing the Hungarian insurance segment and its impact on
companies and the market's future
Personal Accident and Health Insurance in Hungary, Key Trends and Opportunities to 2017
2. Key highlights
The Hungarian personal accident and health insurance segment expanded at a review-period CAGR of 3.6%
Changing lifestyle patterns and the increasing number of diseases adversely affected Hungarian healthcare
expenditure More consumers voluntarily chose to purchase private health insurance policies in addition to
insurance cover provided by employers and the government This is because the cover provided by
government-funded health insurance is very basic and is often not sufficient to cover expenses relating to
critical diseases Consistent future growth in tourism will promote travel insurance
table Of Contents
1 Executive Summary
2 Introduction
2.1 What Is This Report About?
2.2 Definitions
2.3 Methodology
3 Hungarian Insurance Industry Attractiveness
3.1 Insurance Industry Size, 2008–2017
3.2 Key Industry Trends And Drivers
4 Personal Accident And Health Insurance Segment Outlook
4.1 Personal Accident And Health Insurance Growth Prospects By Category
4.1.1 Personal Accident Insurance
4.1.2 Travel Insurance
4.1.3 Health Insurance
4.1.4 Non-life Health Insurance
5 Analysis By Distribution Channels
5.1 Direct Marketing
5.2 Bancassurance
5.3 Agencies
5.4 E-commerce
5.5 Brokers
5.6 Other Channels
6 Porter’s Five Forces Analysis – Hungarian Personal Accident And Health Insurance
6.1 Bargaining Power Of Supplier: Medium
6.2 Bargaining Power Of Buyer: Medium To High
Personal Accident and Health Insurance in Hungary, Key Trends and Opportunities to 2017
3. 6.3 Barriers To Entry: Medium
6.4 Intensity Of Rivalry: High
6.5 Threat Of Substitutes: High
7 Reinsurance Growth Dynamics And Challenges
7.1 Reinsurance Segment Size By Type Of Insurance, 2008–2017
8 Governance, Risk And Compliance
8.1 Legislation Overview And Historical Evolution
8.2 Regulations By Type Of Insurance
8.2.1 Life Insurance Regulations
8.2.2 Property Insurance Regulations
8.2.3 Motor Insurance Regulations
8.2.4 Marine, Aviation And Transit Insurance Regulations
8.2.5 Personal Accident And Health Insurance Regulations
8.3 Compulsory Insurance
8.3.1 Motor Third-party Liability Insurance
8.3.2 Air Carriers And Aircraft Operators Insurance
8.3.3 Workers’ Compensation Insurance
8.3.4 Marine Liability Insurance
8.4 Supervision And Control
8.4.1 International Association Of Insurance Supervisors (iais)
8.4.2 European Insurance And Occupational Pension Authority (eiopa)
8.4.3 Hungarian Financial Supervisory Authority (hfsa)
8.5 Non-admitted Insurance Regulations
8.5.1 Overview
8.5.2 Intermediaries
8.5.3 Market Practices
8.5.4 Fines And Penalties
8.6 Company Registration And Operations
8.6.1 Types Of Insurance Organization
8.6.2 Establishing A Local Company
8.6.3 Foreign Ownership
8.6.4 Types Of License
8.6.5 Capital Requirements
8.6.6 Solvency Margins
8.6.7 Reserve Requirements
8.6.8 Investment Regulations
8.6.9 Statutory Return Requirements
8.6.10 Fee Structure
8.7 Taxation
Personal Accident and Health Insurance in Hungary, Key Trends and Opportunities to 2017
4. 8.7.1 Insurance Premium Or Policy Taxation
8.7.2 Withholding Tax On Insurance Premium Paid Overseas
8.7.3 Corporate Tax
8.7.4 Vat
8.7.5 Captives
8.8 Legal System
8.8.1 Introduction
8.8.2 Access To Court
8.8.3 Alternative Dispute Resolution (adr)
9 Competitive Landscape And Strategic Insights
9.1 Overview
9.2 Leading Companies In The Hungarian Personal Accident And Health Insurance Segment
9.3 Generali-providencia Biztosító Zrt. – Company Overview
9.3.1 Generali-providencia Biztosito Zrt. – Key Facts
9.4 Groupama Garancia Biztosító Zrt. – Company Overview
9.4.1 Groupama Garancia Biztosító – Key Facts
9.5 Aegon Magyarország Általános Biztosító Zrt. – Company Overview
9.5.1 Aegon Magyarország Általános Biztosító Zrt. – Key Facts
9.6 Uniqa Biztosító Zrt – Company Overview
9.6.1 Uniqa Group – Key Facts
9.7 Allianz Hungária Zrt. – Company Overview
9.7.1 Allianz Hungária Zrt. – Key Facts
10 Business Environment And Country Risk
10.1 Business Confidence
10.1.1 Market Capitalization Trend – Budapest Stock Exchange, Hungary
10.2 Economic Performance
10.2.1 Gdp At Constant Prices (us$)
10.2.2 Gdp Per Capita At Constant Prices (us$)
10.2.3 Gdp At Current Prices (us$)
10.2.4 Gdp Per Capita At Current Prices (us$)
10.2.5 Gdp By Key Segments
10.2.6 Agriculture, Hunting, Forestry And Fishing Net Output At Current Prices (us Dollar)
10.2.7 Agriculture, Hunting, Forestry And Fishing Net Output At Constant Prices As A Percentage Of Gdp
10.2.8 Manufacturing Net Output At Constant Prices (us$)
10.2.9 Manufacturing Net Output At Constant Prices As A Percentage Of Gdp
10.2.10 Mining, Manufacturing And Utilities At Constant Prices (us$)
10.2.11 Mining, Manufacturing And Utilities At Constant Prices, As Percentage Of Gdp
10.2.12 Construction Net Output At Constant Prices, (us$)
10.2.13 Construction Net Output At Constant Prices As A Percentage Of Gdp
Personal Accident and Health Insurance in Hungary, Key Trends and Opportunities to 2017
5. 10.2.14 Inflation Rate
10.2.15 Exports As A Percentage Of Gdp
10.2.16 Imports As A Percentage Of Gdp
10.2.17 Exports Growth
10.2.18 Imports Growth
10.3 Infrastructure Quality And Availability
10.3.1 Automotive Exports – Total Value
10.3.2 Automotive Imports – Total Value
10.3.3 Total Internet Subscribers
10.4 Labor Force
10.4.1 Labor Force
10.4.2 Unemployment Rate
10.5 Demographics
10.5.1 Gross National Disposable Income (us$)
10.5.2 Total Population
10.5.3 Urban And Rural Populations
10.5.4 Median Age Of The Population
10.5.5 Age Distribution Of The Total Population
11 Appendix
11.1 Methodology
11.2 Contact Timetric
11.3 About Timetric
11.4 Timetric’s Services
11.5 Disclaimer
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Personal Accident and Health Insurance in Hungary, Key Trends and Opportunities to 2017