1. Artour Saakian
E-mail: artour.saakian@gmail.com
Phone: 804-269-6942
Change & Risk Management ~ Regulatory Compliance ~ Project Management & Business
Analysis
Professional Experience
Capital One Financial Corporation (contract) – Richmond, Virginia March, 2014 –
March, 2016
Commercial Bank Strategic Initiatives and Solutions – Project & Change Management, Business
Analysis
❖ Managed the core Commercial project which delivered on required changes to existing
credit risk management policies, standards, and procedures. Delivered all the required
business and systems artifacts.
❖ Supported the design of a data assertion/attestation process for the Commercial Business
which involved handoffs between line of business, credit risk management, and technology
teams
❖ Led an effort to satisfy new requirements from Basel III which focused on Securitization
exposure identification, data collection, and due diligence
❖ Established an impact assessment process to determine impacts/risks to existing
regulatory capital infrastructure for Commercial and coordinated/monitored any required
mitigation activities
❖ Provided support to the workstream lead and other project managers on project closure
documentation per the program management office requirements
Capital One Financial Corporation (contract) – Richmond, Virginia September, 2010 -
November, 2013
BASEL 2.5 - Market Risk Rule Compliance; December, 2012 - November, 2013
❖ Project management and oversight of Market Risk Rule compliance projects. Project
management in areas of regulatory compliance for Corporate Treasury, Risk
Management, Accounting & Regulatory Reporting departments.
❖ Business analysis of the legislation in the context of bank’s business model and product
offerings for delivery of regulatory compliance package of artifacts ensuring compliance
with the Market Risk Rule. The resulting deliverables included new market risk

2. management processes; new policies, standards and procedures; new regulatory
qualitative & quantitative disclosures.
❖ Establishment of the Market Risk VaR model in collaboration with the Market Risk
group as per regulatory requirements; analysis of OTC derivative instruments leading to
comprehensive and accurate definition of the trading book portfolio as per regulatory
requirements.
❖ Analysis of ISDA (including CSA), MRA and MSFTA contracts to determine collateral
eligibility and master netting agreement eligibility as per regulatory requirements.
BASEL II Regulatory Capital Compliance – Corporate Treasury Support; September, 2010 -
December, 2012
❖ Business Analysis of the BASEL II Regulatory Capital Final Rule in the context of
bank’s business model and product offerings for delivery of processes and data ensuring
BASEL II compliance.
❖ Created and implemented data gap closure plan for Wholesale Investment, Securitization,
Equity, Securities Financing Transactions and Derivative product categories.
❖ Designed and architected data and process reconnaissance process in order to proactively
manage relevance & quality of data and enrichments for capital adequacy calculator and
regulatory reporting.
Sabbatical August, 2009 –
August, 2010
Capital One Financial Corporation (associate) – Richmond, Virginia August, 1999 –
August, 2009
IT Senior Manager (2006 - 2009)
IT Manager (2004 - 2006)
Senior Business Analyst (2002 - 2004)
Business Analyst (1999 - 2002)
Managed a team supporting balance sheet management and other corporate finance functions
with responsibility for a broad scope of work including project and application management,
process architecture, business analysis and design, change & risk management, compliance &
governance.
Key Contributions & Strategic Initiatives:
❖ Developed governance framework, control and compliance processes and procedures to
ensure compliance with pertinent laws and regulations, including Sarbanes-Oxley, FRB
& OCC directives.
❖ Balance Sheet Management and Risk Management system implementations – BancWare
(2000), Quantitative Risk Management (2006/2007).
❖ Reduced monthly data sourcing & production cycle process duration by over 50%.
❖ Established data profiling and analysis routines for the purpose of proactive data quality
management
❖ In-depth familiarity with various products that make up banks assets and liabilities

3. ❖ Engineered process of gaining more insightful & valuable information to facilitate market
risk management and enable strategic financial & operational decisions
❖ Funds Transfer Pricing – People Soft EPM & Hyperion Reports - 2005/2006. Designed
the chart of accounts stratification process and provided consulting/guidance for the
People Soft EPM solution implementation. Provided consulting and support for
developing and designing the multi-tiered concept of product for FTP to produce more
accurate cost of funds for all business lines.
❖ Treasury & Trading Systems – Wall Street Systems - 2001. Provided business systems
analysis and Asset Liability Management (ALM) expertise support for the
implementation of trading and reporting system in support of corporate treasury function.
Delivered the mapping of securities and borrowings to the ALM chart of accounts.
Ensured that this upstream change was seamless for Balance Sheet Management function.
❖ Created more streamlined, less bureaucratic support structure with fewer intermediaries,
successfully reducing application management costs by 5% annually while improving the
quality of service per SLA.
Mergers & Acquisitions Integration Projects
❖ Managed and directed data integration of 4 acquired corporations’ assets and liabilities
totaling ~ $100 bln. into Capital One’s asset/liability management function - 2001-
2006. The companies included: AmeriFee Corporation, People First Finance LLC, Onyx
Acceptance Corporation, and Hibernia Bank.
❖ Managed and directed North Fork Bank (a $60 bln. bank) data integration into COF
asset/liability management functions 2007-2008. The goal of the project was to integrate
NFB’s asset/liabilities into market risk analysis and modeling of Capital One on day 1 of
the acquisition. Delivered 6 weeks early.
Texas Tech University – Lubbock, Texas, USA 1996-1999
Research Assistant - College of Business Administration - business analysis, data
management & research.
❖ Performed analysis and design for the implementation of Business Administration
department’s accounting and audit system.
❖ Produced trending reports for the Business Administration department’s alumni
department.
Crestar Corporation – Richmond, VA, USA Summer 1995
Financial documents research department associate
❖ Retrieved and organized critical data for tax and financial audits.
❖ Prepared customer requested transaction and other financial data records.
Certification: CISA – Certified Information Systems Auditor
Languages: Fluent in English & Russian; Conversant in Armenian & French
Citizenship: US
Education:
Masterof Science, Management Information Systems – Texas Tech University –
1999.

4. MBA – Texas Tech University – 1998.
Bachelor of Science, Finance – Lubbock Christian University – 1996
References Available Upon Request