IFC
The International Finance Corporation (IFC) is an international financial institution that offers investment, advisory, and asset management services to encourage private sector development in developing countries.The IFC is a member of the World Bank Group and is headquartered in Washington, D.C., United States. It was established on July 20, 1956 as the private sector arm of the World Bank Group to advance economic development by investing in strictly for-profit and commercial projects that purport to reduce poverty and promote development.The IFC's stated aim is to create opportunities for people to escape poverty and achieve better living standards by mobilizing financial resources for private enterprise, promoting accessible and competitive markets, supporting businesses and other private sector entities, and creating jobs and delivering necessary services to those who are poverty-stricken or otherwise vulnerable. Since 2009, the IFC has focused on a set of development goals that its projects are expected to target. Its goals are to increase sustainable agriculture opportunities, improve health and education, increase access to financing for microfinance and business clients, advance infrastructure, help small businesses grow revenues, and invest in climate health.
The IFC is owned and governed by its member countries (184), but has its own executive leadership and staff that conduct its normal business operations. It is a corporation whose shareholders are member governments that provide paid-in capital and which have the right to vote on its matters.Originally more financially integrated with the World Bank Group, the IFC was established separately and eventually became authorized to operate as a financially autonomous entity and make independent investment decisions.It offers an array of debt and equity financing services and helps companies face their risk exposures, while refraining from participating in a management capacity. The corporation also offers advice to companies on making decisions, evaluating their impact on the environment and society, and being responsible.It advises governments on building infrastructure and partnerships to further support private sector development. The IFC is governed by its Board of Governors which meets annually and consists of one governor per member country.Each member typically appoints one governor and also one alternate.[ International Finance Corporation (2010). IFC Annual Report 2010: Where Innovation Meets Impact (Report). World Bank Group. Retrieved 2012-06-09.] Although corporate authority rests with the Board of Governors, the governors delegate most of their corporate powers and their authority over daily matters such as lending and business operations to the Board of Directors.The IFC's Board of Directors consists of 25 executive directors who meet regularly and work at the IFC's headquarters, and is chaired by the President of the World Bank Group.
IFC
The International Finance Corporation (IFC) is an international financial institution that offers investment, advisory, and asset management services to encourage private sector development in developing countries.The IFC is a member of the World Bank Group and is headquartered in Washington, D.C., United States. It was established on July 20, 1956 as the private sector arm of the World Bank Group to advance economic development by investing in strictly for-profit and commercial projects that purport to reduce poverty and promote development.The IFC's stated aim is to create opportunities for people to escape poverty and achieve better living standards by mobilizing financial resources for private enterprise, promoting accessible and competitive markets, supporting businesses and other private sector entities, and creating jobs and delivering necessary services to those who are poverty-stricken or otherwise vulnerable. Since 2009, the IFC has focused on a set of development goals that its projects are expected to target. Its goals are to increase sustainable agriculture opportunities, improve health and education, increase access to financing for microfinance and business clients, advance infrastructure, help small businesses grow revenues, and invest in climate health.
The IFC is owned and governed by its member countries (184), but has its own executive leadership and staff that conduct its normal business operations. It is a corporation whose shareholders are member governments that provide paid-in capital and which have the right to vote on its matters.Originally more financially integrated with the World Bank Group, the IFC was established separately and eventually became authorized to operate as a financially autonomous entity and make independent investment decisions.It offers an array of debt and equity financing services and helps companies face their risk exposures, while refraining from participating in a management capacity. The corporation also offers advice to companies on making decisions, evaluating their impact on the environment and society, and being responsible.It advises governments on building infrastructure and partnerships to further support private sector development. The IFC is governed by its Board of Governors which meets annually and consists of one governor per member country.Each member typically appoints one governor and also one alternate.[ International Finance Corporation (2010). IFC Annual Report 2010: Where Innovation Meets Impact (Report). World Bank Group. Retrieved 2012-06-09.] Although corporate authority rests with the Board of Governors, the governors delegate most of their corporate powers and their authority over daily matters such as lending and business operations to the Board of Directors.The IFC's Board of Directors consists of 25 executive directors who meet regularly and work at the IFC's headquarters, and is chaired by the President of the World Bank Group.
What is Money Laundering?
The act of concealing or disguising (laundering) of funds obtained through illegal activity
so that they appear to have been generated through legal, legitimate sources.
Types of Money- Laundering:
Structuring
Micro-Structuring
Cuckoo Smurfing
What is Structuring?
Structuring is one of the most common ways money launderers place money in the system
It is also known as smurfing. The individuals used to structure funds by organizations
doing money laundering are called Smurfs
Red Flags of Structuring:
Structuring red flags that banks and other financial institutions should look out for
include:
Cash transaction between $6,000 and $10,000
Frequent deposits for $9,000 or
Consecutive deposits that total $10,000
What is Micro-Structuring
Micro-structuring usually involves:
Checking accounts receiving cash deposits in amounts under $1,000 as infrequently as
several times a month
These deposits may be followed by ATM withdrawals in foreign countries
Red Flags of Micro-Structuring:
It has frequent deposits between $1,000 and $3,000
Makes it difficult to discern from normal account transactions
Easiest way to detect and prevent micro-structuring is to have accurate and up-to-date
Customer Due Diligence information is crucial to discover this type of structuring
Cuckoo-Smurfing
The term ‘cuckoo smurfing’ originated in Europe because of similarities between this
typology and the activities of the cuckoo bird
The perpetrators of this money laundering typology seek to transfer wealth through the bank
accounts of innocent third parties
Identity Theft Red Flags
opportunity to uncover identity theft is at the time of account opening
Examine the identification proof given by the customer carefully
Factors to look at carefully:
Does the picture on the ID match the person in front of you?
Does the year of birth match the person in front of you?
Does the identification match the state?
Is the identification real?
Use tools like Lexis Nexis to verify background information
Want to learn more about anti-money laundering process, its regulations, red flags and best
practices? ComplianceOnline webinars and seminars are a great training resource. Check out
the following links:
Red Flags of Money Laundering
Managing an Effective AML Compliance Program
Are You Doing Your BSA/AML Risk Assessment Properly?
How to Report under AML/BSA?
BSA/AML Compliance Checklist
How to Create Effective AML/BSA Compliance Program?
How to Develop Risk Models for AML Monitoring Program?
Pegged Exchange Rates are exchange rates that are set by way of “pegging” of one’s currency with another country’s currency or some other valuable measure, such as gold.
To know more about it, click on the link given below:
https://efinancemanagement.com/international-financial-management/pegged-exchange-rate
What is Money Laundering?
The act of concealing or disguising (laundering) of funds obtained through illegal activity
so that they appear to have been generated through legal, legitimate sources.
Types of Money- Laundering:
Structuring
Micro-Structuring
Cuckoo Smurfing
What is Structuring?
Structuring is one of the most common ways money launderers place money in the system
It is also known as smurfing. The individuals used to structure funds by organizations
doing money laundering are called Smurfs
Red Flags of Structuring:
Structuring red flags that banks and other financial institutions should look out for
include:
Cash transaction between $6,000 and $10,000
Frequent deposits for $9,000 or
Consecutive deposits that total $10,000
What is Micro-Structuring
Micro-structuring usually involves:
Checking accounts receiving cash deposits in amounts under $1,000 as infrequently as
several times a month
These deposits may be followed by ATM withdrawals in foreign countries
Red Flags of Micro-Structuring:
It has frequent deposits between $1,000 and $3,000
Makes it difficult to discern from normal account transactions
Easiest way to detect and prevent micro-structuring is to have accurate and up-to-date
Customer Due Diligence information is crucial to discover this type of structuring
Cuckoo-Smurfing
The term ‘cuckoo smurfing’ originated in Europe because of similarities between this
typology and the activities of the cuckoo bird
The perpetrators of this money laundering typology seek to transfer wealth through the bank
accounts of innocent third parties
Identity Theft Red Flags
opportunity to uncover identity theft is at the time of account opening
Examine the identification proof given by the customer carefully
Factors to look at carefully:
Does the picture on the ID match the person in front of you?
Does the year of birth match the person in front of you?
Does the identification match the state?
Is the identification real?
Use tools like Lexis Nexis to verify background information
Want to learn more about anti-money laundering process, its regulations, red flags and best
practices? ComplianceOnline webinars and seminars are a great training resource. Check out
the following links:
Red Flags of Money Laundering
Managing an Effective AML Compliance Program
Are You Doing Your BSA/AML Risk Assessment Properly?
How to Report under AML/BSA?
BSA/AML Compliance Checklist
How to Create Effective AML/BSA Compliance Program?
How to Develop Risk Models for AML Monitoring Program?
Pegged Exchange Rates are exchange rates that are set by way of “pegging” of one’s currency with another country’s currency or some other valuable measure, such as gold.
To know more about it, click on the link given below:
https://efinancemanagement.com/international-financial-management/pegged-exchange-rate
Integración del sistema financiero Mexicano, Funciones de las instituciones y entidades financieras reguladas, Elementos estructurales del sistema financiero.
Análisis económico - sistema financiero Anahí Salcido
Análisis Económico
Sistema Financiero, funciones, integración, representación y ejemplos de empresas que están conectadas con este sistema.
Explica por que es importante y que función tienen, ademas te da tu su significado de cada punto desarrollado en este tema
Preparatoria N.4 UdeG
Turno Vespertino
Profesor: Omar Alejandro Martínes Torres
Alumna: Cynthia Anahí Salcido Diaz
Instrucciones del procedimiento para la oferta y la gestión conjunta del proceso de admisión a los centros públicos de primer ciclo de educación infantil de Pamplona para el curso 2024-2025.
ROMPECABEZAS DE ECUACIONES DE PRIMER GRADO OLIMPIADA DE PARÍS 2024. Por JAVIE...JAVIER SOLIS NOYOLA
El Mtro. JAVIER SOLIS NOYOLA crea y desarrolla el “ROMPECABEZAS DE ECUACIONES DE 1ER. GRADO OLIMPIADA DE PARÍS 2024”. Esta actividad de aprendizaje propone retos de cálculo algebraico mediante ecuaciones de 1er. grado, y viso-espacialidad, lo cual dará la oportunidad de formar un rompecabezas. La intención didáctica de esta actividad de aprendizaje es, promover los pensamientos lógicos (convergente) y creativo (divergente o lateral), mediante modelos mentales de: atención, memoria, imaginación, percepción (Geométrica y conceptual), perspicacia, inferencia, viso-espacialidad. Esta actividad de aprendizaje es de enfoques lúdico y transversal, ya que integra diversas áreas del conocimiento, entre ellas: matemático, artístico, lenguaje, historia, y las neurociencias.
ACERTIJO DE CARRERA OLÍMPICA DE SUMA DE LABERINTOS. Por JAVIER SOLIS NOYOLAJAVIER SOLIS NOYOLA
El Mtro. JAVIER SOLIS NOYOLA, crea y desarrolla ACERTIJO: «CARRERA OLÍMPICA DE SUMA DE LABERINTOS». Esta actividad de aprendizaje lúdico que implica de cálculo aritmético y motricidad fina, promueve los pensamientos lógico y creativo; ya que contempla procesos mentales de: PERCEPCIÓN, ATENCIÓN, MEMORIA, IMAGINACIÓN, PERSPICACIA, LÓGICA LINGUISTICA, VISO-ESPACIAL, INFERENCIA, ETCÉTERA. Didácticamente, es una actividad de aprendizaje transversal que integra áreas de: Matemáticas, Neurociencias, Arte, Lenguaje y comunicación, etcétera.
Fase 1, Lenguaje algebraico y pensamiento funcional
Estructura del sistema financiero
1. Universidad de Cartagena
Administración de servicios de salud
Facultad de enfermería
VI. semestre
ACTIVIDAD 3
Finanzas
Tutora
Mercy Jurado Olivo
Vianis Margarita Ríos Juan
Fecha
Sábado 27 de marzo de 2014
Cartagena-Bolívar
2. Organismos gubernamentales de asesoría política
Organismos gubernamentales de control y vigilancia
Instituciones financieras
Organismos multilaterales de créditos
ESTRUCTURA DEL SISTEMA FINANCIERO COLOMBIANO
Congreso de la
republica
Banco de la republica Ministerio de hacienda
SUPERFINANCIERA SUPERSOCIEDADES SUPERSOLIDARIA FAGAFIN FOGACOOP
Establecimiento
de crédito
Sociedades de
servicios
financieros
Mercado de
valores
Aseguradoras e
intermediarios de seguro
Entidades
especiales
FMI BANCO
MUNDIAL
DIN CAF
3. DEFINICIONES DE LA ESTRUCTURA DEL SISTEMA FINANCIERO
COLOMBIANO
La estructura del sistema financiero colombiano tiene como función principal
controlar la economía del país, manteniéndola estable y con posibilidades de
transcender. Todo eso es posible ya que captan el dinero de las demás personas,
mediante la intermediación financiera.
El sistema financiero de Colombia está formado básicamente por 4 ramas
fundamentales:
Organismos gubernamentales de asesoría y política.
Organismos gubernamentales de control y vigilancia.
Instituciones financieras.
Organismos multilaterales de crédito.
ORGANISMOS GUBERNAMENTALES DE ASESORIA POLITICA:
El estado colombiano tiene a su cargo la vigilancia y control de todos los
establecimientos del sector financiero, buscando así el mejoramiento y la
estabilidad que necesita un amplio sector financiero de Colombia. Por eso los
organismos gubernamentales están conformados por:
El congreso de la republica: es la máxima autoridad del país, es la
encargada de hacer las leyes, estudiarlas, modificarlas, anularlas y plantear
nuevas leyes cuando estas están en contra de las leyes de la constitución
se les declara leyes inconstitucionales.
El banco de la republica: tiene distintas funciones tales como:
Emitir la moneda legal.
Regular la moneda.
Regular los cambios internacionales y el crédito.
Administrar las reservas internacionales
Servir como agente fiscal del gobierno.
Ser prestamista de última instancia.
Ser banquero de los establecimientos de crédito.
4. El ministerio de hacienda y crédito público: prepara decretos y
regulaciones en materia fiscal, aduanera, tributaria y de crédito público
entre otras.
ORGANISMOS GUBERNAMENTALES DE CONTROL Y VIGILANCIA.
Son los organismos encargados de velar por el cumplimiento de las normas
legales, eficiencia y cumplimiento de las diferentes entidades financieras,
regulando la actividad económica del país. Está conformado por:
SUPERFINANCIERA: se encarga de supervisar el sistema financiero
haciendo más seguro, confíale y aun más importante que preserve su
estabilidad, por otro lado promueve, organiza y desarrolla el mercado de
valores, al mismo tiempo protege a los ahorradores, inversionistas y
aseguradoras.
SUPERSOCIEDADES: es una de las empresas más grandes e
importantes de Colombia, tanto del sector financiero, industrial,
comercial y servicio. Es además un organismo técnico mediante la cual
el presidente de la republica inspecciona, vigila y controla a las
sociedades mercantiles según la lo señale a personas jurídicas y
naturales.
SUPERSOLIDARIA: es un organismo técnico del estado que se
encarga de la supervisión de la economía solidaria, aparte inspecciona,
vigila y controla las entidades asegurándose que cumplan las
disposiciones legales y normales que están contenidas en su estatus.
FAGAFIN: es el encargado de:
Llevar un seguimiento de cada actividad del liquidador en los
términos previstos.
Participar en el capital de las instituciones inscritas.
Designar a los agentes especiales de instituciones financieras.
Organizar y desarrollar un sistema seguro a depósito.
5. FOGACOOP: tiene como función primordial garantizar la estabilidad del
sistema financiero cooperativo y ofrecer condiciones para un crecimiento.
INSTITUCIONES FINANCIERAS.
Son todas aquellas instituciones que le facilitan a una sociedad o a un particular la
financiación de los recursos que este necesita, su principal función consiste en
captar el dinero de los individuos o sociedades mediante la intermediación
financiera. Las instituciones financieras están conformadas por:
Establecimiento de crédito: son todas las instituciones que facilitan la
financiación de los recursos a las personas que lo necesiten, ya sean
particulares o sociedades, y cuando facilitan la financiación cobran
intereses para así ganar algo. Están conformados por:
Bancos.
Corporaciones financieras.
Compañías de financiamiento comercial.
Corporaciones de carácter financiero.
Cooperativas de grados superiores.
Sociedades de servicios financieros: son aquellas instituciones que
captan dinero pero de manera muy diferente a la de los bancos, también se
define como ente jurídico que tiene como función la prestación de servicios
de administración de bienes o de dineros por cuenta de terceros. Estann
conformados por:
Fiduciarias.
Compañías de leasing.
Almacenes generales de depósito
Fondo de pensiones y cesantías.
Campañas de factoring
Mesas de dinero.
Mercado de valores: es un componente importante del sistema financiero,
ya que abarca un mercado donde se negocian valores, capitales y dinero.
Está conformado por:
6. Bolsa de valores.
Comisionista de bolsa
Fondos de inversión.
Calificadores de riesgos.
Deposito centralizado de valores.
Aseguradoras e intermediarios de seguros: son todas las entidades que
captan dinero ofreciendo una póliza de seguros en donde una o varias
personas son beneficiadas. Estas entidades son:
Compañías de seguros.
Sociedades corredoras de seguros.
Cooperativas de seguros.
Sociedades de capitalización
Entidades especiales: son entidades que prestan cierta cantidad de dinero
para que después de cierto tiempo el beneficiario empiece a pagar cuotas
acordadas y con unos intereses que son de conocimiento, y en caso que
este no pague a tiempo la deuda será asumida por un tercero ( fiador).
Estas entidades son:
ICETEX ASOFIDUCIARIAS CONFECCOP.
FINAGRO SUPERFINANCIERA.
FINDETER ANIF
BANCOLDEX FASECOLDA.
ORGANISMOS MULTILATERALES DE CREDITOS.
Tienen como objetivo lograr que los lugares subdesarrollados se hagan
independientes de otros y mejoren su propio sistema financiero relacionándose
con los países desarrollados los cuales son:
FMI: es la institución central del sistema monetario.
BANCO MUNDIAL: Es uno de los banco que busca acabar la pobreza.
DIN: es el mayor banco en desarrollo del mundo.
CAF: contempla la posibilidad de medidas de integración económica.