Here are the steps to open a checking account and get an ATM card:
1. Fill out this application with your personal information.
2. Make an initial deposit of at least $100 to open the account. There is no monthly maintenance fee as long as you keep a $100 minimum balance.
3. Your ATM card will be mailed to you within 7-10 business days. You can use it to withdraw cash, check your balance, or make transfers at any ATM displaying the network logo on the back of the card.
4. You'll receive your personal identification number (PIN) for the ATM card in a separate mailing for security reasons. Be sure not to write it down anywhere