LOS SEGUROS DURANTE LA OBRA – INFLUENCIA EN LA ACTUACIÓN DE LOS INGENIEROS
1. LOS SEGUROS DURANTE LA OBRA
INFLUENCIA EN LA ACTUACIÓN DE LOS INGENIEROS
Daniel Bernal, Suscriptor EN FAC Bogotá
SEMINARIO RIESGOS Y SEGUROS – SCI
Bogotá Jun 2016
13. SEGUROS INVOLUCRADOS
Design Construction / Erection Tests
Commercial Operation
Maintenance
Financing,
Procurement
Works start
Practical completion
certificate
Final
acceptance
Figure 1. Project Timeline and its Insurance Policies
• Surety
• Profesionnal indemmnity
• Product Liability
• Cargo
• CAR / EAR policy with design exlusion:
• Leg 1, 2 or 3 condition
• TPL (E and F) , third party liabilitiy during
construction period
• PA/ Workers compensation
Maintenace clause; :
• Visits
• Extended
• Guarantee (mostly EAR)
• Other policies
• IDI Inherent Defect Insurance or (RC
decenale)
• Operational / Fire
• CECR (Civil Engineering Completed risk)
• TPL during operation
• Loss of Profit, Advanced loss of profit (Alop)