Presentación para la Conferencia Mujeres Emprendedoras de las Américas. Lima, Noviembre, 2010.
Econ. María Álvarez Mayorca.
Gerente General de la Caja Rural Profinanzas
Muchos bancos ofrecen hoy en día la conveniencia de realizar transacciones financieras a través de Internet, lo cual le brinda mucha más libertad. En esta categoría se incluyen los pagos intercambiados entre el banco, su empleador y/o los proveedores y acreedores.
Elementos para el Análisis del Riesgo de Créditomoodlefex
El término significa "cosa confiada", por lo que crédito es confiar o tener confianza en la capacidad que tiene alguien para cumplir una obligación contraída, gracias a su voluntad o compromiso.
Los Derivados Financieros son productos financieros con cumplimiento futuro, de acuerdo con las condiciones pactadas desde el principio, y cuyo precio se deriva de otro activo principal conocido como subyacente. Conoce más acerca de los derivados ingresando a www.valoresbancolombia.com
Muchos bancos ofrecen hoy en día la conveniencia de realizar transacciones financieras a través de Internet, lo cual le brinda mucha más libertad. En esta categoría se incluyen los pagos intercambiados entre el banco, su empleador y/o los proveedores y acreedores.
Elementos para el Análisis del Riesgo de Créditomoodlefex
El término significa "cosa confiada", por lo que crédito es confiar o tener confianza en la capacidad que tiene alguien para cumplir una obligación contraída, gracias a su voluntad o compromiso.
Los Derivados Financieros son productos financieros con cumplimiento futuro, de acuerdo con las condiciones pactadas desde el principio, y cuyo precio se deriva de otro activo principal conocido como subyacente. Conoce más acerca de los derivados ingresando a www.valoresbancolombia.com
Handout shared during the June 2018 RELO Andes Webinar entitled "Let's Talk! Speaking Activities for Students with a Low Level of English"
► Find the webinar here: https://youtu.be/452zzK6nqUo
► Main presentation: https://goo.gl/hqfCu8
Encourage your students to talk more using these easy tips, activities, and lessons! This webinar will help you plan easy and effective lessons, creating confident, motivated, English language speakers.
By the end of this webinar, teachers will be able to:
- Understand how speaking activities can help improve all areas of English language study.
- Be able to incorporate four new activities into your class to get your students talking.
- Know the steps for getting the most out of speaking practice time.
- Have a helpful worksheet with all the information and resources you need for many weeks worth of speaking activities.
This webinar for English language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speaker:
▪▪ Sara Hendricks has taught English around the world for 12 years. She received her Masters Degree in TESOL from UW River Falls in the USA. She enjoys studying and teaching gender equality in the classroom, rapid vocabulary acquisition and support for indigenous languages. Sara currently lives and teaches in a small town in Mexico with her husband and three kids.
► Find the webinar here: https://youtu.be/452zzK6nqUo
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
★ Follow us on social media! ★
▪▪ RELO Andes
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▪▪ US Embassy in Peru
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: YOUTUBE - http://www.youtube.com/user/USEMBASSYPERU
Encourage your students to talk more using these easy tips, activities, and lessons! This webinar will help you plan easy and effective lessons, creating confident, motivated, English language speakers.
By the end of this webinar, teachers will be able to:
- Understand how speaking activities can help improve all areas of English language study.
- Be able to incorporate four new activities into your class to get your students talking.
- Know the steps for getting the most out of speaking practice time.
- Have a helpful worksheet with all the information and resources you need for many weeks worth of speaking activities.
This webinar for English language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speaker:
▪▪ Sara Hendricks has taught English around the world for 12 years. She received her Masters Degree in TESOL from UW River Falls in the USA. She enjoys studying and teaching gender equality in the classroom, rapid vocabulary acquisition and support for indigenous languages. Sara currently lives and teaches in a small town in Mexico with her husband and three kids.
► Find the webinar here: https://youtu.be/452zzK6nqUo
► Types of Speaking Activities: https://goo.gl/UFZGsK
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
★ Follow us on social media! ★
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Take advantage of the language in the songs, rhymes, poems and stories your young learners have already enjoyed in earlier classes to get them reading and writing painlessly. Wendy will show you three strategies based on what the children can already say: Morning Message, the Language Experience Approach and class-created Big Books.
By the end of this webinar, teachers will be able to:
- Connect listening and speaking to beginning writing and reading.
- Decide when to begin writing and reading instruction.
- Learn the steps of writing morning messages and Language Experience Stories.
- State the advantages of shared writing and reading.
- Find out how Big Books enhance reading instruction.
This webinar for English Language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speaker:
▪▪ Wendy Coulson is an English Language Fellow in Medellin, Colombia working at Centro Colombo Americano Medellin, a binational center, creating training workshops for teachers of young learners and those with learners with special needs. She also created leadership workshops for youth in CCA’s social programs. Wendy has been an education consultant for the past six years and founded her own consultancy, Peace & Development Education Consulting which develops education programs for development projects. She has a Masters of Education specializing in bilingual and special education and Masters of Arts in Applied Linguistics and TESOL.
► Find the webinar here: https://youtu.be/3nQ4QP2TUpQ
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
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The Communicative Approach is a methodology to increase student talk time in the English learning classroom. Examples of Communicative Approach are activities such as songs, games, cultural specific storytelling, role plays, responding to culturally relevant multi-cultural literature, poetry, and the like, to engage students in fun and exciting learning opportunities that are applicable to real-life situations will be introduced. We will also discuss how CLT increase student motivation, and engagement by removing evidences of affective filters, thus increasing student confidence to take risk without fear in natural English production and performance.
This webinar for English Language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speaker:
▪▪ Talibah Sun is an English Language Fellow (ELF) with the US Department of State. Her host institution is the US Embassy in Bogota, Colombia. She is currently responsible for teacher training at 9 Bi-National Centers better known as Colombos. Ms. Sun has two Masters, her first in Educational Administration and Policy Studies from California University, Sacramento. Her second Masters, which she received at age 62, is in Multi-Cultural and Urban Education with a specialization in TEFL, Teaching of English as a Foreign Language from New Jersey City University. She completed post-graduate studies in International and Transcultural Studies at Teachers College, Columbia University in New York. She was inducted into the Phi Beta Kappa honor society for her first Masters thesis on school reform and restructuring. Ms Sun has traveled to 20 countries and taught English and TEFL in 6 countries including Jamaica, Belize, Costa Rica, Nicaragua, Panama and now Colombia. Ms Sun has been an educator for 40 years.
► Find the webinar here: https://youtu.be/j6JfEc9bra4
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
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Handout shared during the March 2018 RELO Andes Webinar entitled "Cultural Celebrations in the English Classroom"
► Find the webinar here: https://youtu.be/fqHTPwbRtl0
► Main presentation: https://goo.gl/yCmyXG
► 2018 Diversity Calendar: https://goo.gl/hsEFNq
Teaching English is more than grammar; teaching English means teaching culture as well! Engage your students in cultural activities with ideas for incorporating celebrations in your everyday English classes. Lesson ideas span different curricular areas and depths of questioning, so students of all levels and abilities are included.
This webinar for English language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speakers:
▪▪ Trent Hagar is the current English Language Fellow in Managua, Nicaragua. He serves as a teacher trainer, faculty advisor, and curriculum and program development specialist in this role. He has taught English to language learners of all ages and levels for the past 16 years in the United States, Japan, China, South Korea, Saudi Arabia, and Nicaragua. Dr. Hagar has an undergraduate degree in Applied Learning & Development, a Master’s degree in Applied Linguistics, and a Ph.D. in English. His research interests include global competence, reflective teaching, and cultural linguistics.
▪▪ Kati Casto currently serves as the US Department of State-sponsored English Language Fellow in El Salvador. In this role, Kati trains English teachers through professional development activities, workshops, observation cycles and mentorship. She works to improve curriculum effectiveness and student success with teachers and institutions all over El Salvador. Before moving abroad, Kati taught English to Speakers of Other Languages in Baltimore, Maryland to students of all ages and abilities. She received her Master's degree in Education from Johns Hopkins University in 2013. Her primary interests include global citizenship, creating communities of shared learning, and sociopolitical issues in English teaching.
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
★ Follow us on social media! ★
▪▪ RELO Andes
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▪▪ US Embassy in Peru
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: YOUTUBE - http://www.youtube.com/user/USEMBASSYPERU
Handout shared during the March 2018 RELO Andes Webinar entitled "Cultural Celebrations in the English Classroom"
► Find the webinar here: https://youtu.be/fqHTPwbRtl0
► Main presentation: https://goo.gl/yCmyXG
► Blooms Taxonomy for Teachers: https://goo.gl/1BDsJv
Teaching English is more than grammar; teaching English means teaching culture as well! Engage your students in cultural activities with ideas for incorporating celebrations in your everyday English classes. Lesson ideas span different curricular areas and depths of questioning, so students of all levels and abilities are included.
This webinar for English language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speakers:
▪▪ Trent Hagar is the current English Language Fellow in Managua, Nicaragua. He serves as a teacher trainer, faculty advisor, and curriculum and program development specialist in this role. He has taught English to language learners of all ages and levels for the past 16 years in the United States, Japan, China, South Korea, Saudi Arabia, and Nicaragua. Dr. Hagar has an undergraduate degree in Applied Learning & Development, a Master’s degree in Applied Linguistics, and a Ph.D. in English. His research interests include global competence, reflective teaching, and cultural linguistics.
▪▪ Kati Casto currently serves as the US Department of State-sponsored English Language Fellow in El Salvador. In this role, Kati trains English teachers through professional development activities, workshops, observation cycles and mentorship. She works to improve curriculum effectiveness and student success with teachers and institutions all over El Salvador. Before moving abroad, Kati taught English to Speakers of Other Languages in Baltimore, Maryland to students of all ages and abilities. She received her Master's degree in Education from Johns Hopkins University in 2013. Her primary interests include global citizenship, creating communities of shared learning, and sociopolitical issues in English teaching.
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
★ Follow us on social media! ★
▪▪ RELO Andes
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▪▪ US Embassy in Peru
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: YOUTUBE - http://www.youtube.com/user/USEMBASSYPERU
In this webinar, participants will learn about discovery and language enrichment-based writing activities designed to increase student interaction, support differentiation of instruction, multiple learning styles, and both a content-based and language-based focus.
This webinar for English language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speaker:
▪▪ Connie Hahne is the current English Language Fellow in Santiago, Chile. She has taught English and Spanish to language learners of all ages, economic backgrounds and cultures, over that last 20 years in Arizona and Virginia. Dr. Hahne’s undergraduate degree is in K-12 ESL/ BLE with an emphasis in Spanish and a Master’s degree is in Educational Leadership and Administration, with a focus on ELL/SEI teaching methodologies and multiculturalism. Her doctorate is in Educational Leadership and Innovation.
► Find the webinar here: https://youtu.be/Nlnyj3PfNKY
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
★ Follow us on social media! ★
▪▪ RELO Andes
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: TWITTER - http://www.twitter.com/reloandes
▪▪ US Embassy in Peru
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: YOUTUBE - http://www.youtube.com/user/USEMBASSYPERU
In this webinar, we introduce the concept of translanguaging in the EFL classroom which is the simultaneous use of more than one language to make meaning. Through the presentation, we will provide examples of how teachers have used translanguaging practices to help students learn English. These examples are taken from observations and research done in Puerto Rico and Peru. It will also be discussed the role that Spanish has played in EFL classrooms and how it has been used to bridge the gap between two languages.
This webinar for English language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speaker:
▪▪ Vanessa Mari has worked as an English teacher for the past 8 years. She started her career teaching English as a second language in a public high school in Puerto Rico. Her experience as a teacher prompted her interest in studying the ELL population. Her research has focused on teacher motivation, attitudes, and translanguaging. Vanessa Mari has also taught in diverse academic setting including the University of Puerto Rico Mayagüez, the University of Texas San Antonio and The University of Piura. She has also collaborated with the Ministry of Education in Peru as the English Language Fellow.
► Find the webinar here: https://youtu.be/mWbPHdwTlgE
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
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▪▪ RELO Andes
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▪▪ US Embassy in Peru
: FACEBOOK - http://www.facebook.com/Peru.usembassy
: TWITTER - http://www.twitter.com/usembassyperu
: INSTAGRAM - http://www.instagram.com/usembassyperu
: YOUTUBE - http://www.youtube.com/user/USEMBASSYPERU
Why should English language teachers add something new to their instructional strategies and classroom routines? In this webinar, teachers learn the difference between summative and formative assessments, discover how they are already using formative instruction, and learn new formative assessments strategies. Teachers learn how to choose a formative assessment strategy to inform their instructional practices and to increase student learning, engagement, and involvement in their learning.
This webinar for English language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speaker:
▪▪ Lisa Pye is the English Language Fellow in Quito, Ecuador. She brings over 20 years experience in education as a teacher, teacher trainer, professional workshop creator and facilitator, and project manager, in both the U.S. and international environments like the Czech Republic, Madagascar and Costa Rica. Lisa holds a Master’s degree in Art History from CUNY Hunter College, a Master’s degree in Public Administration from Syracuse University, and is currently completing her dissertation in the Cultural Foundations of Education department also at Syracuse University. Lisa supports multicultural, multilingual, and experiential education and learning, Girls Education endeavors, STEAM, and the connections between arts, photography, literacy, and identity.
► Find the webinar here: https://youtu.be/JfZTqqz7e3Q
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
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Would you like your students to be more engaged and active in their learning? These strategies will create a student-centered learning environment, get your students speaking, and help them learn and review key vocabulary for your units.
This webinar for English language teachers was hosted by the Regional English Language Office at the US Embassy in Peru.
► About the speaker:
▪▪ Lisa Wakefield has her Masters in TESOL from Grand Canyon University in Phoenix, Arizona. She taught ESL for 27 years in the Glendale Union High School District, and she was also the ESL Department Chair. She has served on Department of Education Committees rewriting ESL Standards and adapting state language testing. She was the ESL Teacher of the Year for Arizona in 2006. She has taught and written curriculum for universities, and conducted professional development for secondary ESL teachers. Lisa has traveled to Kazakhstan to work with English teachers; she taught English in China and Switzerland. She enjoys hiking, crossfit, and reading. Lisa is married and has two children.
► Find the webinar here: https://youtu.be/NnOg29bmCeY
► Subscribe here for new RELO webinars: http://eepurl.com/gZS7r
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Un funcionario de la sección consular de la Embajada resuelve las dudas más frecuentes sobre la visa de estudiante para los Estados Unidos, incluyendo los requerimientos y requisitos que se deben cumplir antes de solicitarla y el tiempo sugerido para iniciar el trámite.
► Expositor: Seth Wyngowski, Vicecónsul de la Embajada de los Estados Unidos en el Perú
► Mira el seminario aquí: https://youtu.be/Mi9lIlM-Wfw
► Suscríbete a nuevos seminarios web EducationUSA: http://eepurl.com/gZS7r
EducationUSA es una red global de centros de asesoría académica que cuenta con el apoyo del Departamento de Estado, dedicada a proveer información y asesoría especializada sobre oportunidades de estudio en los Estados Unidos.
★ ¡Síguenos en redes sociales! ★
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Si estás pensando estudiar en los Estados Unidos, ¡los Community Colleges son una opción ideal! Tienen requisitos de ingreso menos exigentes y son más económicos.
Aprende más sobre ellos en este seminario web gratuito organizado por la Embajada de Estados Unidos en Perú y EducationUSA.
Expositora:
Lurka Ramírez
Asesora Educacional de EducationUSA
Comisión Fulbright Perú
Learn how to maximize your visit to the EducationUSA Fair 2017. In this webinar, we discuss the best ways for students to interact with U.S. university representatives including strategies on formulating questions to ask them. We also cover the basic “Dos” and “Don'ts” of attending a higher education fair.
The EducationUSA University Fair will take place at the Marriot Hotel in Miraflores on September 6th, 2017.
This webinar was hosted by the U.S. Embassy in Peru and EducationUSA. (https://educationusa.state.gov/). Find your nearest EducationUSA Advising Center: http://1.usa.gov/1cjt7cb
► About the speaker:
▪▪ Jason Sherrill is Deputy Executive Director for Fulbright Commission Peru
Conoce qué factores sobre propiedad intelectual debes considerar antes de exportar tus productos a los Estados Unidos.
Expositora: Ann Chaitovitz
Agregada del Departamento de Estado de los EE.UU. en temas de propiedad intelectual (PI) para la región andina. Asesora a personal del gobierno estadounidense y coordina las actividades de la Oficina de Patentes y Registro de Marcas del gobierno de los EE.UU. en Bolivia, Chile, Colombia, Ecuador, y Perú. Tiene más de 20 años de experiencia representando a compositores, autores, músicos, compañías de tecnología digital e incluso al mismo gobierno de los EE.UU., en temas de música, derechos de autor y tecnología.
In many English language programs, learners of multiple proficiency levels are grouped together in the same class. Teachers face the challenge of achieving course objectives and meeting the diverse needs of their students. This webinar addresses these challenges and offers classroom strategies to facilitate language learning for students of different levels. Participants will also come away with tips for simplifying planning and managing multi-level classes.
In this webinar, we address some challenges that students with learning differences, such as dyslexia, may endure during their foreign language studies, while offering practical advice on how to offer guidance and assistance. For students with learning differences such as dyslexia, instruction needs to be explicit, direct, and cumulative. Students with learning differences also greatly benefit from a student-centered classroom that is engaging and incorporates multi-modal learning approach to language learning. While the suggestions in this webinar are developed for students with learning differences, they are teaching practices that can support the academic success of all students.
Speaker: Rosa Dene David
Rosa Dene is an English Language Instructor at Universidad del Norte in Barranquilla, Colombia. She has worked as a teacher-trainer, an ESL/EFL instructor, and she has also taught International Relations. She holds a Masters of Arts in Teaching English to Speakers of Other Languages (TESOL) from Portland State University. Her research interests include supporting students with learning differences in the foreign language classroom, computer-assisted language learning, English as an international language, curriculum design, and intercultural learning. She has taught in the United States, Bolivia, Colombia, South Korea, and Mexico. When Rosa is not inside of the classroom, she likes to spend her free time experimenting in the kitchen, exploring the outdoors or curled up with a book.
Descubre los requisitos para postular con éxito a los mejores programas de posgrado (maestrías y doctorados) en los EE.UU. El seminario es organizado por la Embajada de los Estados Unidos y EducationUSA.
Expositora
Kelly Villanueva Villar
Asesora de estudios superiores en los EE.UU.
Centro EducationUSA, ICPNA Oficina Central
Av. Angamos Oeste 120, Miraflores, Lima
EducationUSA es una red global de centros de asesoría académica que cuenta con el apoyo del Departamento de Estado, dedicada a proveer información y asesoría especializada sobre oportunidades de estudio en los Estados Unidos. Conoce más en: https://educationusa.state.gov/
Encuentra aquí todos los seminarios web de la Embajada: https://www.youtube.com/user/USEmbassyWebinars
¡Sigue a la Embajada en redes sociales!
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Teachers often focus on delivering a lesson plan based on the content of the Learning Objectives, but how do we know if students really learned the content? If students didn’t learn, what do we do next? This webinar on Assessment for Learning will present several tools and techniques that help teachers identify those students lacking comprehension, as well as how to better support them.
Agradecemos a Desiree Jimenez, Coordinadora de Internacionalización de la Dirección General de Educación Superior Universitaria del Ministerio de Educación por su aporte con este presentación
Entre las novedades introducidas por el Código Aduanero (Ley 22415 y Normas complementarias), quizás la más importante es el articulado referido a la determinación del Valor Imponible de Exportación; es decir la base sobre la que el exportador calcula el pago de los derechos de exportación.
Anna Lucia Alfaro Dardón, Harvard MPA/ID. The international successful Case Study of Banco de Desarrollo Rural S.A. in Guatemala - a mixed capital bank with a multicultural and multisectoral governance structure, and one of the largest and most profitable banks in the Central American region.
INCAE Business Review, 2010.
Anna Lucía Alfaro Dardón
Dr. Ivan Alfaro
Dr. Luis Noel Alfaro Gramajo
La Norma Internacional de Contabilidad 21 Efectos de las variaciones en las t...mijhaelbrayan952
La Norma Internacional de Contabilidad 21 Efectos de las variaciones en las tasas de Cambio de la Moneda Extranjera (NIC 21) está contenida en los párrafos 1 a 49. Todos los párrafos tienen igual valor normativo, si bien la Norma conserva el formato IASC que tenía cuando fue adoptada por el IASB.
28. CARTA DE CREDITO La carta de crédito es la forma más segura para todo empresario que se dedique a la exportación e importación, este documento reduce el riesgo de incumplimiento en el comercio internacional. La ventaja más importante de una carta de crédito para la empresa importadora es que no necesita hacer desembolsos hasta la fecha que su vendedor cumpla con las condiciones establecidas en dicha carta y para el empresario que exporte le da la seguridad de obtener los fondos por los productos a exportar.
29. CARTA DE CREDITO Es un instrumento de pago, sujeto a regulaciones internacionales, mediante el cual una entidad financiera (Emisor) obrando por solicitud y conformidad con las instrucciones de su cliente (Ordenante) debe hacer un pago a un tercero (beneficiario) contra la entrega de los documentos exigidos, siempre y cuando se cumplan los términos y condiciones de crédito.
30. DESCUENTOS DE LETRAS Y PAGARES Estos productos están orientados a proporcionar liquidez de corto plazo a los clientes de la entidad financiera a cambio de la entrega (endose) de una acreencia (letra, factura, etc.) que el cliente tenga por cobrar en una fecha futura. Descuento de letras: Adelanto de fondos a un cliente en función a la negociación de letras comerciales aceptadas por terceros. Se aplica un interés adelantado correspondiente al periodo de vigencia entre la fecha de desembolso y al vencimiento de la letra. Adelanto sobre letras aceptadas: Adelanto de fondos al girador de una o varias letras comerciales por un porcentaje del valor de las mismas.
31. LEASING El leasing es una alternativa de financiamiento de mediano y largo plazo que permite a los clientes de la entidad financiera adquirir activos fijos como inmuebles, muebles, embarcaciones, maquinaria y equipo en general. La mayor ventaja de esta este instrumento es que la ley tributaria le permite al microempresario depreciar el bien adquirido vía leasing proporcionalmente entre los años del contrato de leasing y ello conlleva a un mayor gasto contable con lo cual reduce el pago de impuestos. Mediante esta modalidad, a solicitud del cliente la entidad financiera adquiere determinado bien para otorgárselo en arrendamiento a cambio del pago de cuotas periódicas por un plazo determinado. Al final del plazo el cliente tiene el derecho de ejercer la opción de compra del bien por un valor simbólico previamente pactado.