United credit education

14. Bienvenidos Nuestra mision es revitalizar la economia por medio de la educacion al consumidor acerca de la ridicules de mal credito y altos intereses. Con el poder de la tecnologia y nuestra experiencia como profecionales, ofrecemos el mejor servicio de la industria. Altos intereses pueden privar la habilidad de adquirir compras. Esto nos limita a comprar casas,carros y otras cosas necesarias y servicios. Nuestra Meta es restablecer el potencial de compra para que puedan cualificar en la compra de sus casas , comenzar una familia, viajar o invertir en un negocio. Nosotros ayudamos a personas mejorar su reporte de credito para que su dinero no se vaya en altos intereses y comiensen a estimular en la economia . Dejenos ayudarlos en tener un mejor credito y hacerle su sueno realidad de ser libre en sus finanzas. Que no solo sea un sueno!

15. The fair Credit Reporting Act: 1971 Congress passed the Fair Credit Reporting Act (FCRA). The FCRA was passed by congress with the intention to regulate credit-reporting agencies. The Act spelled out all the rules and regulations that the credit-reporting agencies had to follow before they put anything on someone’s credit report. For the past three decades, those agencies have ignored most of the law. Information about “you” has to be accurate and verified before it is entered on your credit reports. If “reasonable procedures” have not been correctly followed, then any verified inaccuracies must be removed from your credit reports as defined in the FCRA. The three credit reporting agencies (CRA) ARE Experian (formerly TRW), Equifax and Transunion. There are various agencies that purchase information from these three major agencies, but they get their information from the “Big-3”, so if you can repair your credit with the Big-3, you basically repair it with everyone.

17. Who are the Credit Reporting Agencies and how do they work? The Credit Reporting Agencies (CRA’s) collect and maintain information about consumer’s credit history. This information is obtained from banks, credit card companies and various financial institutions. They sell this information to lenders and other creditors.

22. How Does the Credit Restoration Process Work? Our process combines the latest technology with personalized attention that gets results.

24. What is FICO? 35% 30% 15% 10% 10%

25. Example 1 35% 30% 15% 10% Buying a House… $150,000 Base Price Low Score 500-559 $1238.00 Payment 360 month @9.29% High Score 720-850 $873.00 Payment 360 month @5.73% SAVE $365.00 per month! SAVE $4,380.00 per year! SAVE $131,400 over 30 years!!!

26. Example 2 35% 30% 15% 10% Buying a Car… $25,000 Base Price Low Score 500-559 $2,500.00 Down $825.00 Payment 60 month loan High Score 720-850 $0.00 Down $416.16 Payment 60 month loan SAVE $400.00 per month! Plus car of choice for higher score

29. Credit repair progress report

30. Unbelievable Price All For The Low Price of $499.00 www.vrtmg.com/Lcunningham2 407-301-6993