El documento describe cómo América Latina está experimentando un rápido crecimiento en el uso de dispositivos móviles y comercio electrónico. Explica que Mastercard está construyendo un mundo digital mediante el uso de la tokenización para mejorar la seguridad de las transacciones digitales y centrándose en proporcionar una gran experiencia de usuario a través de soluciones como pagos rápidos en línea y sin cajero. También presenta la plataforma Mastercard Developers para simplificar la integración de sus soluciones de pagos, datos y seg
You’ve heard the theory. But what about in practice. What does Masterpass enable?
As well as faster checkout online and smarter checkout in store, all manner of new experiences are supported by Masterpass:
you can buy from connected devices such as fridges and cars – in fact, we’ve partnered with Samsung to launch Groceries by Mastercard enabling you to order your groceries directly from your new Samsung FamilyHub fridge;
you can pay at the table with Masterpass on your smart phone without ever having to ask for the bill;
you can buy directly from inside a messaging app. Later today, in the demonstration showcase, you’re going to see a fantastic experience of a customer booking and paying for a flight simply and securely with Masterpass without ever going to the airlines website or downloading the airlines app;
you’re also going to see other futuristic retail experiences in the food and beverage space with Pepper the robot enabling consumers to order food directly from Pepper and pay with Masterpass on their smart phone.
[Some of these use cases will scale quickly because they are displacing something that has friction while others may take time to take off or may even fail altogether, but the benefit of Masterpass is that we are making it easy for others to integrate secure, simple payments via Masterpass into their checkout experience, so who knows what types of experiences we will see next year.]
As a B2B2C company, partnership has been, and always will be, critical to our success. Improving the ways that we support our partners and serve our customers is an important and ongoing exercise in Mastercard.
A great example of this is the recent upgrade of our developer platform, ‘Mastercard Developers’, which can be seen at developer.mastercard.com, where we have simplified the process by which external parties (issuers, acquirers, merchants, digital operating system provides, startups, etc.) can integrate our services into their solutions via our APIs or Application Programming Interfaces.
We have many fantastic services within Mastercard and ‘Mastercard Developers’ is the single access point for any third party wanting to use these services. Today, we have over 25 services available on this platform across categories such as payments, data and security. Through this platform, we’re also giving early access to some new and experimental services, which will include services developed by Mastercard Labs.
‘Mastercard Developers’ was designed and built by developers for developers. It provides clear, consistent API, SDKs (or Software Development Kits), documentation, developer tools, sample source code and reference implementations for the top 6 programming languages – Java, Python, C#, Node.js, C#, PHP and Ruby.
We are continually improving this platform and as well as adding new features which will make it even more developer friendly, over time, we will publish all of Mastercard’s existing, newly created and newly acquired services on this platform. By making it easy for other companies to use our services to enhance their solutions, we can accelerate the rollout and scaling of our services.